A fidelity bond is a form of protection that covers policyholders for losses that they incur as a result of fraudulent acts by specified individuals. It usually insures a business for losses caused by the dishonest acts of its employees.

While called bonds, these obligations to protect an employer from employee-dishonesty losses are really insurance policies. These insurance policies protect from losses of company monies, securities, and other property from employees who have a manifest intent to cause the company loss. There are also many other forms of crime-insurance policies (burglary, fire, general theft, computer theft, disappearance, fraud, forgery, etc.) to protect company assets.

 
Examples of fidelity bond:
  • ERISA
  • Business Service Bonds
  • Janitorial Bonds
  • Public Official
  • Manufacturers
  • Small Businesses
  • Non-Profit Organizations
  • Real Estate Managers
  • Title Agents
  • Financial institutions
  • Precious Metal Exposures
  • Armored Car

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