Provides protection and defense for  "non-professional" incidents that occur. This includes bodily injury or property damage to others for which you are legally liable, such as slip and falls on your premises, liable, slander, false arrest, and advertising liability

OCCURRENCE FORM - Provides insurance protection for any covered claim that happens during the policy period, regardless of when the lawsuit is brought against you

NAMED INSURED - Includes the organization, employees, and volunteers

OFF-PREMISE FUND-RAISING - Activities may be included, each event would be added separately

PRIOR ACTS COVERAGE - Should your current coverage be on a "Claim Made" form, the purchase of "Tail" coverage with a one-time premium payment, which converts your "Claim Made" policy to an "Occurrence" form.

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